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If you miss the open enrollment period, you can go up to a year without coverage. I started to look into options. James Maskell of health cooperative kNewHealth sees it as the best option for entrepreneurs -- though he is, of course, somewhat biased. The cost is much lower than traditional insurance -- for only a few hundred dollars a year, you can have coverage, which includes all the same types of care that you would expect. As long as you're willing to live by the "code" of healthy living these co-ops require, it may be just what you need. It's one option of many.

Allowing Purchases of Out-of-State Health Insurance

Not sure what to do? Here's a handy list of how to gain health coverage as an entrepreneur:. If you had access to a health plan from a previous employer, parent, or spouse, you can continue that coverage for up to an additional 36 months depending on the circumstances.

If you're outside an open enrollment period, you can purchase Short Term Health Insurance. The price of this coverage is generally very low, but it doesn't cover much, and can refuse coverage to those with chronic conditions.

Scholarships for Students with Special Needs

Comparison shopping for prescriptions using a geo-based search engine. Find the best deals on your medication at local pharmacies.

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HealthiestYou membership is available to primary member, spouse, and eligible children up to age Membership for children only is not available. See more on HealthiestYou by TelaDoc.

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Book Your Free Consultation. Products We Offer. Get In Touch. Your personal results may vary though, and we suggest selecting at least three health insurance companies and pricing out the plans for yourself.

United Healthcare Health Insurance review

As with all the health insurance providers we reviewed, you can do this online in just a few minutes with a minimal amount of personal information. As noted, the website is very straightforward and intuitive and is one of the best on the market. The UHC network of health care providers offers a wide range of insurance products.

Some of their most popular products include:. UHC plans are nationwide and widely accepted at hospitals and doctor's offices across the country. UHC offers both open-access, and in-network only plans. It has a large network of health care professionals, with some , physicians around the US, plus , dentists and 50, optometrists. That means that even if customers sign up for an in-network only plan, UHC has plenty of options when choosing a physician or healthcare provider.

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  5. The sheer size of the network reaps benefits for the customer, who can take advantage of the economy of scale cost savings. Extra features, including some not found on all health insurance company websites, include downloadable forms, tools to help customers locate a doctor, or other healthcare professional, real-time claims management both for filing a claim and checking its status , prescription management and even a tool to estimate the costs of any procedures before customers commit to getting the work done. UHC provides coverage across all 50 states.

    Thanks to this reach, customers have access to a relatively wide selection of healthcare providers regardless of their location compared to other insurance companies.